For the last 15 years Brad has helped individuals manage their income, eliminate debt and acheive their financial goals. As the founder/owner of Three Points Financial Coaching – he has helped hundreds of individuals and couples be confident in managing the cashflow of their small business. Prior to becoming a Financial Coach, he had a 30 year career in technology including Accenture and Dell. He and his travel advisor wife of 34 years live on acreage outside Elgin TX.